1) Nokia rejected Android

2) Yahoo rejected Google

3) Kodak turned down digital cameras

4) Blockbuster rejected Netflix

5) Wikipedia disrupted enyclopedia

6) Zoom disrupted Skype

7) Uber disrupted taxis

8) Mpesa disrupted traditional banking

Lessons:

1) Take risks [calculated]

2) Accept change.

3) When the pace of change outside is faster than the pace of inside, the end is near.

4) Keeping it safe is no longer safe.