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Clowns get big laughs from slamming into a brick wall or running to catch up with a car that left without them.

Of course, squirrels and sea monkeys don’t plan ahead, either.

The only species that regularly demonstrates foresight is humans, but we manage to do this only on occasion. People are happy to spend themselves into credit card debt to enjoy today (instead of tomorrow and the next 30 years), and they work hard to maintain the illusion that everything is just fine, until it’s not.

Just look at the folks who are running their countries into endless debts that they fail to repay on time or people who overspend on projects. That’s lack of planning and diligence, that’s the stuff clowns do.

Plan ahead for your business, don’t take unnecessary debt, don’t let your business limp from one debt crisis to another.

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